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Travel Insurance Overview

Travel insurance is important to help protect you, your family or visitors to Canada from costs that can occur due to an unforeseen medical emergency during a trip or an unexpected reason to cancel or interrupt a trip. Without it, travellers may be left to pay significant out of pocket expenses.

Emergency Medical benefits up to amount purchased per insured person*.

  • Hospital and physician services
  • Paramedical services
  • Ambulance transportation
  • Emergency dental treatment
  • Preparation and return of mortal remains
  • Emergency air transportation home
  • Additional meals and hotel
  • Visit to bedside if travelling alone
  • Childcare
  • Return of children
  • Return your travel companion
  • Trip Break

Travel Accident insurance is included with the purchase of Emergency Medical Insurance and covers the following benefits:

  • If an accidental bodily injury causes the insured to die, to become completely and permanently blind in both eyes or to have two limbs fully severed above the wrist or ankle joints, within 365 days of the accident, The Insurance Co will pay $50,000.
  • If an accidental bodily injury causes the insured to become completely and permanently blind in one eye or have one limb fully severed above a wrist or ankle joint, within 365 days of the accident, the Insurance Company will pay $25,000.
  • If the insured has more than one accidental bodily injury during the trip, the Insurance Company will pay the applicable insured sum only for the one accident that entitles the insured to the largest benefit amount.

*Exclusions, conditions, and limitations apply. See the policy for details.

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Supervisa | Visitors to Canada

Super Visa insurance: travel medical insurance for long-term visitors to Canada.

Super Visa application requirements
To apply for a Super Visa in Canada, visitors entering the country must have at least $100,000 in health coverage issued by a Canadian insurance company. This ensures visitors can pay for their health care if they become sick or injured while in Canada.

Visitor-to-Canada travel medical insurance plan offers convenient, affordable protection that meets Super Visa application requirements, including:

  • Coverage for up to 365 days in Canada and no expiry date exclusion
  • The ability to return to the home country during the trip without canceling coverage
  • Deductible options with savings.
  • Rates for visitors up to age 89

What is a Super Visa?
The Canadian government introduced Super Visas in 2011 to manage the backlog of applications received from visitors who wanted longer stays in Canada.
Valid for up to 10 years, the Super Visa is granted to qualified parents and grandparents of Canadian citizens and permanent residents. Unlike the regular visitor’s visa that allows someone to remain in Canada for only six months, the Super Visa allows a stay of up to two years with an option to apply for an extension.

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Travel Insurance for Canadians

Whether you are traveling outside your province or Canada, Travel Insurance plans are designed to help protect you against the cost of unexpected emergencies that may occur before or during your trip, includes coverage for Coronavirus (COVID-19) and interruption coverage.

Your government health insurance plans may only cover a fraction of healthcare expenses incurred outside Canada and may only provide limited coverage if you’re travelling in another province. Unfortunately, Illness, accidents and other covered events are all-too common and could cause you to disrupt your travel plans and leave you facing large unforeseen out-of-pocket expenses.

Single Trip Plan Options
We offer different plans so you can purchase the coverage you need. Carefully review the plans below to find the one that suits you best.

Single-Trip Emergency Medical
Planning on taking a trip away from your province of residence or territory? This plan can help protect you from unexpected emergency medical expenses while travelling. While your government health plans may provide limited coverage for these expenses, this plan offers up to $10 million in emergency medical coverage.

Trip Cancellation and Interruption
You may already have emergency medical travel insurance but what if, due to an unforeseen emergency, you must cancel your trip? What if you unexpectedly need to return home early or, due to a medical emergency, stay longer than planned? Trip Cancellation and Interruption coverage helps you protect the investment you made in your trip.

Multi-Trip Plan Options
If you plan on travelling more than once in the next 12 months, it may be less expensive to buy a Multi Trip plan. One premium payment can cover you for an unlimited number of trips. Choose a 4, 10, 18, 30- or 60-day plan and take as many trips as you want during the next 12 months.

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