{"id":17,"date":"2021-02-06T21:41:26","date_gmt":"2021-02-06T21:41:26","guid":{"rendered":"https:\/\/yourharvestcapital.com\/staging\/1843\/?page_id=17"},"modified":"2021-06-24T17:13:16","modified_gmt":"2021-06-24T17:13:16","slug":"insurance","status":"publish","type":"page","link":"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/","title":{"rendered":"Life Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17\" class=\"elementor elementor-17\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-030f9c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"030f9c7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1873b52\" data-id=\"1873b52\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2772007 elementor-widget elementor-widget-shortcode\" data-id=\"2772007\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2129\" class=\"elementor elementor-2129\">\n\t\t\t\t\t\t<header class=\"elementor-section elementor-top-section elementor-element elementor-element-a5967d3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a5967d3\" data-element_type=\"section\" data-e-type=\"section\" id=\"header\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5641f7d\" data-id=\"5641f7d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-23e473a elementor-widget elementor-widget-image\" data-id=\"23e473a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/elementor\/thumbs\/HARVEST-CAPITAL-p2i0x5s6e3ncr6v3q12e9cgdz5ya4d8e2xpm6hhmi6.png\" title=\"HARVEST CAPITAL\" alt=\"HARVEST CAPITAL\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<nav class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-b5ab758 elementor-hidden-tablet elementor-hidden-phone\" data-id=\"b5ab758\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3cde2a main-nav_container elementor-widget__width-auto elementor-widget elementor-widget-wp-widget-nav_menu\" data-id=\"c3cde2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wp-widget-nav_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"menu-main-nav-container\"><ul id=\"menu-main-nav\" class=\"menu\"><li id=\"menu-item-37\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-37\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/\">Home<\/a><\/li>\n<li id=\"menu-item-40\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-40\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/about\/\">Who We Are<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-44\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-44\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/about#bio\">Sergio&#8217;s Bio<\/a><\/li>\n\t<li id=\"menu-item-45\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-45\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/about#philosophy\">Our Philosophy<\/a><\/li>\n\t<li id=\"menu-item-46\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-46\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/about#testimonials\">Testimonials<\/a><\/li>\n\t<li id=\"menu-item-47\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-47\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/contact\/\">Schedule A Meeting<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-1439\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1439\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/\">Services<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-38\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-38\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/\">Life Insurance<\/a><\/li>\n\t<li id=\"menu-item-1997\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1997\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/living-benefits-health-insurance\/\">Living Benefits &#038; <br> Health Insurance<\/a><\/li>\n\t<li id=\"menu-item-1996\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1996\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/travel-insurance\/\">Travel Insurance<\/a><\/li>\n\t<li id=\"menu-item-36\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-36\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/financial-planning\/\">Financial Planning<\/a><\/li>\n\t<li id=\"menu-item-34\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-34\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/business-planning\/\">Business Planning<\/a><\/li>\n\t<li id=\"menu-item-1828\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1828\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/retirement\/\">Retirement Planning<\/a><\/li>\n\t<li id=\"menu-item-1438\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1438\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/disclaimers\/\">Legal Disclaimers<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-35\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-35\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/contact\/\">Contact<\/a><\/li>\n<\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/nav>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-0ce0fef\" data-id=\"0ce0fef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a3eeba help_nav_header elementor-widget elementor-widget-heading\" data-id=\"1a3eeba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How can we help you today?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c404c5 telephone elementor-widget elementor-widget-text-editor\" data-id=\"3c404c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"tel:1-905-646-0156\">905.646.0156<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/header>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b2b7224 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b2b7224\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ea8252a hero-banner banner-y-55\" data-id=\"ea8252a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:150,&quot;url&quot;:&quot;https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/1920-629204162.jpg&quot;}],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd39a4a hero-banner-text hero-banner-caption elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"cd39a4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>Services<\/h1><h2>Insurance<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-291c34d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"291c34d\" data-element_type=\"section\" data-e-type=\"section\" id=\"overview\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2c6904f\" data-id=\"2c6904f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4aaa6c9 elementor-widget elementor-widget-image\" data-id=\"4aaa6c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/cropped-1040964930.jpg\" title=\"Opportunity doesn\u201a\u00c4\u00f4t hang around, neither should you\" alt=\"Shot of a mature businessman looking thoughtfully out of an office window\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8c19fbd\" data-id=\"8c19fbd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ec4b9b elementor-widget__width-auto content-header elementor-widget elementor-widget-heading\" data-id=\"1ec4b9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance Overview<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a431f26 content-divider elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a431f26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7dad3f8 content-text elementor-widget elementor-widget-text-editor\" data-id=\"7dad3f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Coverage for Every Need and Budget.<br \/>Choose from affordable, simple protection for a young family to permanent coverage that can help build and protect your wealth:<\/p><ul><li>Pay your final expenses, taxes, and any debts that you may have<\/li><li>Provide an income for your family<\/li><li>Ensure your family has the resources to maintain a comfortable standard of living<\/li><li>Leave a legacy to your favourite charity<\/li><\/ul><p><strong>Life insurance can also be an important tool in your business. It can:<\/strong><\/p><ul><li>Protect financial obligations, such as a business loan or mortgage<\/li><li>Protect the value of your estate from potential creditors<\/li><\/ul><p>Regardless of your reasons for needing life insurance, it can play a very important role<br \/>in your total financial plan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2cb1a3 primary-button-black content-button elementor-widget__width-auto elementor-tablet-align-justify elementor-widget-tablet__width-initial elementor-widget elementor-widget-button\" data-id=\"c2cb1a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"#term\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Term Life Insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a32e110 primary-button-black content-button elementor-widget__width-auto elementor-tablet-align-justify elementor-widget-tablet__width-initial elementor-widget elementor-widget-button\" data-id=\"a32e110\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"#mortgage\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Mortgage Insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be8e5a6 primary-button-black content-button elementor-widget__width-auto elementor-tablet-align-justify elementor-widget-tablet__width-initial elementor-widget elementor-widget-button\" data-id=\"be8e5a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"#life\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Whole Life<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1caf911 elementor-hidden-tablet elementor-hidden-phone elementor-widget elementor-widget-spacer\" data-id=\"1caf911\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0dc7c1f primary-button-black content-button elementor-widget__width-auto elementor-widget-tablet__width-initial elementor-tablet-align-justify elementor-widget elementor-widget-button\" data-id=\"0dc7c1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"#non-medical\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Non Medical Life  <br>Insurance<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-765aa36 primary-button-black content-button elementor-widget__width-auto elementor-tablet-align-justify elementor-widget-tablet__width-initial elementor-widget elementor-widget-button\" data-id=\"765aa36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"#universal\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Universal<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7100732 primary-button-black content-button elementor-widget__width-auto elementor-tablet-align-justify elementor-widget-tablet__width-initial elementor-widget elementor-widget-button\" data-id=\"7100732\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-116c4f3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"116c4f3\" data-element_type=\"section\" data-e-type=\"section\" id=\"term\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8e88e00\" data-id=\"8e88e00\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42348db elementor-widget elementor-widget-image\" data-id=\"42348db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/cropped-1027141710.jpg\" title=\"Side view of senior couple hugging outside in spring nature at sunset.\" alt=\"Happy senior couple outside in spring nature, hugging at sunset. Side view.\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-369fa97 elementor-widget elementor-widget-image\" data-id=\"369fa97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/Harvest-Symbol.png\" title=\"Harvest Symbol\" alt=\"HarvesT Capital plant logo\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5ad4252\" data-id=\"5ad4252\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c7159fb elementor-widget__width-auto content-header elementor-widget elementor-widget-heading\" data-id=\"c7159fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Term Life Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c96e02a content-divider elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c96e02a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de8e91a content-text elementor-widget elementor-widget-text-editor\" data-id=\"de8e91a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Protect what matters most to you. Term life insurance can cover significant financial commitments if you are no longer there to support you and your family, at the lowest initial cost to you.<\/p><p><strong>What is term life insurance<br \/><\/strong>Term life insurance offers simple and affordable life insurance protection. You get valuable coverage for a set period of time, along with plenty of options to meet your needs and budget. It provides a tax-free cash payment to your beneficiaries if you die while your coverage is in effect.<\/p><p><strong>Who is it for?<br \/><\/strong>Term insurance is often ideal for people with young families, young adults, and business owners who need immediate coverage but have limited funds to work with. That said, it can be an excellent choice for virtually anyone who needs affordable, straightforward life insurance protection for the short term.<\/p><p><strong>How does it work?<br \/><\/strong>When you buy term life insurance, you choose your beneficiaries, the amount you are covered for, and the length of your coverage \u2013 which is available from a T10 &#8211; T40 and every amount in between. Your payments will never increase for the entire length of your term. You can renew your coverage when your term finishes, but at a higher cost than what you paid previously. You can also easily convert to permanent life insurance, which \u2013 although more expensive \u2013 provides lifelong protection that can accumulate cash value to help you achieve your financial goals.<\/p><p><strong>How does it benefit you and your family?<br \/><\/strong>Term life insurance can help ensure your loved ones are not burdened with financial obligations if you are no longer there to support them. The tax-free payment they receive can be used for anything \u2013 like helping to pay off a mortgage, taking care of daily expenses, or funding your children\u2019s education.<\/p><p><strong>Valuable coverage, affordable price<br \/><\/strong>Because term life insurance is less expensive than permanent insurance, you can afford to buy more coverage to better suit your needs. Your premium payments are locked in and will never increase during your term.<\/p><p><strong>Easily upgrade to lifelong protection<br \/><\/strong>If permanent life insurance is not in your budget today, term insurance offers an effective short-term alternative with the option to transition to lifelong protection when the time is right, without having to answer additional questions about your health.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4402496 primary-button-black content-button elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"4402496\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b3aabff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b3aabff\" data-element_type=\"section\" data-e-type=\"section\" id=\"mortgage\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-400a10a\" data-id=\"400a10a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8f4fe8f elementor-widget elementor-widget-image\" data-id=\"8f4fe8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/cropped-869595964.jpg\" title=\"Digitizing the budgeting process\" alt=\"Shot of a mature couple using a digital tablet while going through paperwork at home\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf31e1d elementor-widget elementor-widget-image\" data-id=\"cf31e1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/Harvest-Symbol.png\" title=\"Harvest Symbol\" alt=\"HarvesT Capital plant logo\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ffe69b3\" data-id=\"ffe69b3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-805c372 elementor-widget__width-auto content-header elementor-widget elementor-widget-heading\" data-id=\"805c372\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mortgage Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5631ca5 content-divider elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5631ca5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae6302f content-text elementor-widget elementor-widget-text-editor\" data-id=\"ae6302f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"page\" title=\"Page 2\"><div class=\"section\"><div class=\"layoutArea\"><div class=\"column\"><div class=\"page\" title=\"Page 3\"><div class=\"section\"><div class=\"layoutArea\"><div class=\"column\"><div class=\"page\" title=\"Page 3\"><div class=\"section\"><div class=\"layoutArea\"><div class=\"column\"><div class=\"page\" title=\"Page 3\"><div class=\"section\"><div class=\"layoutArea\"><div class=\"column\"><p><strong>Protect your home Not your lender<br \/><\/strong>At Harvest Capital, we don\u2019t insure your mortgage, we insure you. After all, you\u2019re the one making those mortgage payments. Through a personal life insurance policy, you can plan to meet more of your family\u2019s needs in the event of death.<br \/>We offer free life insurance quotes from all leading life insurance carriers, and can help you purchase the most affordable life insurance policy that best meets your requirements. Mortgage life insurance does not have to be purchased from the lending institution! We offer superior and lower cost mortgage life insurance!<br \/>Whether you\u2019re looking to provide a financial safety net for your loved ones, moving from one house to another or perhaps you are a first time buyer looking to arrange your mortgage life insurance \u2013 or simply wanting to add some cover to what you\u2019ve already have \u2013 you\u2019ll want to make sure you choose the right type of coverage and get a great deal too.<\/p><p><span style=\"font-size: 20px;\">Never buy mortgage insurance at your bank!<\/span><\/p><p><strong>REASON #1:<br \/><\/strong>While the monthly premium is generally locked in at the rate per $1000 according to the age of the older insured person, the amount of the payout shrinks as the mortgage is paid down. What does this mean for you? The cost of mortgage insurance becomes very expensive as every week passes! With our low-cost solution&#8230;, the face amount and premium payments do not change for the term of your plan.<\/p><p><strong>REASON #2:<br \/><\/strong>When you die, the bank receives the proceeds. You cannot assign anyone else, including family members, as beneficiary. In contrast, with our solution, you appoint a beneficiary who can use the proceeds in whatever manner he\/she wishes. If it is wiser to invest the proceeds rather that pay off a low interest mortgage, the beneficiary has the choice. If your family does decide to pay off the mortgage, they can keep the balance of the proceeds.<\/p><p><strong>REASON #3:<br \/><\/strong>Any change to a mortgage document \u2014 refinancing or a change of address, for instance \u2014 opens the door to collapsing the mortgage insurance agreement with the bank. You are then required to reapply for mortgage insurance, and rates increase with age upon renewal. If your health is poor at that time, the application may be turned-down, leaving you with no protection. With our solution, your protection is guaranteed for the full length of the term, regardless of any change in your health, and is completely independent from any changes made to your mortgage, including refinancing or transferring the loan to any other lender.<br \/>Mortgage life insurance is marketed with a specific need in mind \u2013 that of paying off a major debt like a mortgage. The amount of your mortgage life insurance may represent only a part of your overall family responsibilities. Call Harvest Capital speak with a Financial Advisor to determine if you are overpaying for protection, or to determine if you are protected appropriately.<\/p><p><strong>Watch CBC Marketplace \u2013 \u201cIn Denial\u201d<br \/><\/strong>Watch \u201c<span style=\"text-decoration: underline;\"><span style=\"color: #000080;\"><a style=\"color: #000080; text-decoration: underline;\" href=\"#\">Mortgage insurance: Not always a sure thing<\/a><\/span><\/span>\u201d video segment from CBC Marketplace on February 6, 2008 which provides you with concise information about bank mortgage insurance and the reasons for consumers to purchase their mortgage insurance through a licensed mortgage insurance broker. Important Notice: Our mortgage insurance plan does not replace CMHC mortgage insurance, which is insurance you buy when you can\u2019t put at least 20% deposit down to buy your home.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-153e36a primary-button-black content-button elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"153e36a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e6a5d76 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e6a5d76\" data-element_type=\"section\" data-e-type=\"section\" id=\"life\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2ce5543\" data-id=\"2ce5543\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37fac1f elementor-widget elementor-widget-image\" data-id=\"37fac1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/cropped-931078540.jpg\" title=\"Young woman outdoor\" alt=\"Young woman outdoor\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce227f0 elementor-widget elementor-widget-image\" data-id=\"ce227f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/Harvest-Symbol.png\" title=\"Harvest Symbol\" alt=\"HarvesT Capital plant logo\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a8e4d22\" data-id=\"a8e4d22\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71c0d4a elementor-widget__width-auto content-header elementor-widget elementor-widget-heading\" data-id=\"71c0d4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Whole Life<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbf2eac content-divider elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"bbf2eac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5232d13 content-text elementor-widget elementor-widget-text-editor\" data-id=\"5232d13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Whole Life insurance gives you lifelong protection and the potential to grow your wealth over time.<\/p><p><strong>Participating life insurance<br \/><\/strong>Participating life insurance offers insurance protection with the potential to grow money tax-free within legislative limits inside your policy over time (called cash value). You can use your policy\u2019s cash value while you are still living. As long as your premiums are paid, your coverage lasts a lifetime. Your initial basic coverage and basic cash value are guaranteed.<br \/>When you buy participating life insurance, you are also eligible to receive policyholder dividends, which can be used to buy more coverage, reduce your premium payments or taken as cash. Keep in mind that you may have to pay tax on any withdrawals.<\/p><p><strong>Who is it for?<br \/><\/strong>If you are interested in lifelong insurance coverage that can also be used to help support your financial goals, participating life insurance may be ideal for you and your family. It can also be a practical option if estate planning is your focus, as it gives you the option to increase your coverage to keep pace with inflation or leave more to your loved ones.<\/p><p><strong>How does it work?<br \/><\/strong>Premiums you pay towards your participating life insurance go into an account called the participating account, which is pooled with premiums from other participating policy owners. Our asset managers invest the assets in the participating account with the goal of managing risk and increasing its value. The assets are used to pay policy benefits, including death benefits. When the participating account performs well, you may be eligible to receive policyholder dividends.<\/p><p><strong>How does it benefit you and your family?<br \/><\/strong>Unlike term life insurance \u2013 which only provides coverage for a set period of time \u2013 participating life insurance guarantees that you and your family are protected for life, as long as your premiums are paid. Policyholder dividends give you the opportunity to increase your coverage, reduce your premiums and protect more of your money from taxes while you are still living.<\/p><p><strong>Leave more for the people you care about<br \/><\/strong>The payout from your insurance can go to your beneficiaries tax-free when you die. You also have two powerful methods available to increase your coverage: depositing additional money into your policy and using dividends to increase your coverage.<\/p><p><strong>Grow your wealth<br \/><\/strong>Whether you want to supplement your retirement income, fund your children\u2019s education, or realize your dream of starting a business, participating life insurance can help you achieve your financial goals through the accumulation of tax-advantaged cash value.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad305dc primary-button-black content-button elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"ad305dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d84f2b0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d84f2b0\" data-element_type=\"section\" data-e-type=\"section\" id=\"non-medical\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-75608dc\" data-id=\"75608dc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d66036f elementor-widget elementor-widget-image\" data-id=\"d66036f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/cropped-817551732.jpg\" title=\"Enjoying Coffee At The Christmas Market\" alt=\"Mature couple are enjoying a cup of coffee as they explore the town christmas market.\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d0a8245\" data-id=\"d0a8245\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a4b9eeb elementor-widget__width-auto content-header elementor-widget elementor-widget-heading\" data-id=\"a4b9eeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Non Medical Life Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ffcce71 content-divider elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ffcce71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-404a3e3 content-text elementor-widget elementor-widget-text-editor\" data-id=\"404a3e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No-medical life insurance refers to a category of life insurance products which do not require a medical exam or a physical, or even a medical statement from your doctor.<br \/>Increasingly, Canadian insurance companies are offering policies which don\u2019t require a medical exam. Canadians are in a time crunch, between work, children, and other obligations \u2013 non-medical life insurance makes obtaining coverage easier for their potential clients. In today\u2019s tech-driven world, where instant gratification is available at the click of a button, it is no surprise that non-medical life insurance policies are the fastest growing segment of the life insurance market.<br \/>Canadians have so many insurance options these days. With the ability to shop for insurance online, research different policies, and educate themselves on how different types of insurance work, it\u2019s no wonder they come across the logical evolution of convenience in insurance shopping: a non-medical life insurance policy. While the prospect of life insurance without going through the trial and tribulations of medical underwriting sounds appealing, it can lead to higher costs and lower coverage depending on how you obtain it.<\/p><p><strong>When should I buy no medical life insurance?<\/strong><\/p><p>No medical life insurance is best for people who need life insurance but aren\u2019t able to get a standard policy due to health or other reasons:<\/p><ul><li>If you\u2019ve been turned down for standard life insurance coverage.<\/li><li>If you have a chronic illness such as diabetes, heart disease, cancer, or HIV.<\/li><li>You\u2019ve been convicted of impaired driving in the past.<\/li><li>You work in a dangerous occupation, such as logging, sea fishing, or roofing.<\/li><li>You\u2019re uncomfortable undergoing a medical examination.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6b3c67 primary-button-black content-button elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"c6b3c67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2310171 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2310171\" data-element_type=\"section\" data-e-type=\"section\" id=\"universal\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-de1d027\" data-id=\"de1d027\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-af150ea elementor-widget elementor-widget-image\" data-id=\"af150ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/cropped-1081416552.jpg\" title=\"african american father looking up with daughter in wigwam in living room\" alt=\"african american father looking up with daughter in wigwam in living room\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afd715e elementor-widget elementor-widget-image\" data-id=\"afd715e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/Harvest-Symbol.png\" title=\"Harvest Symbol\" alt=\"HarvesT Capital plant logo\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d9bb054\" data-id=\"d9bb054\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-af411f4 elementor-widget__width-auto content-header elementor-widget elementor-widget-heading\" data-id=\"af411f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Universal<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbbf7d9 content-divider elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"bbbf7d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e87d5ff content-text elementor-widget elementor-widget-text-editor\" data-id=\"e87d5ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Protect Your Family. Invest For Your Future.<br \/><\/strong>Universal life insurance combines lifetime insurance coverage with the long-term growth potential of tax-advantaged investing.<\/p><p><strong>Benefits of Universal Life Insurance<br \/><\/strong>A flexible solution that offers the security of lifetime coverage and tax-effective investing to help you protect your assets and your loved ones for the long-term.<\/p><p><strong>Lifetime Coverage<br \/><\/strong>With universal life insurance, you have permanent coverage for life\u2014your coverage does not end after a certain period.<\/p><p><strong>Tax-Advantaged Investing<br \/><\/strong>A portion of your premium purchases your insurance, while the rest earns interest that is not taxable while it remains in your policy.<\/p><p><strong>Access to Funds<br \/><\/strong>Throughout your lifetime, you can access the funds in your policy to supplement your income in retirement or during a time of illness.<\/p><p><strong>Estate Planning<br \/><\/strong>The unique features of universal life insurance make it an ideal way to protect your assets and pass them on to your beneficiaries.<\/p><p><strong>Plan Details<br \/><\/strong>One of the top advantages of Universal Life insurance is its flexibility\u2014your coverage and premiums are customizable now and into the future.<\/p><p><strong>Highlights<\/strong><\/p><ul><li>Lifetime Coverage: Coverage is for life and cannot be cancelled or changed<\/li><li>Tax-Free Benefit: Your beneficiary or estate receives the death benefit tax-free<\/li><li>Death Benefit Options: Choose from a level protection or increasing protection death benefit option, based on your needs<\/li><li>Flexibility: Choose how much to pay into your policy and how you want to pay your premiums<\/li><li>Range of Investments: Create the portfolio that is right for you with a range of investments called interest options and your choice of two plans\u2014one with bonus interest, one without<\/li><li>Tax-Effective Investing: The interest you earn is not taxable, which can help you grow your money faster<\/li><li>Access to Your Money: Use the cash value you\u2019ve accumulated in your policy to supplement your income in retirement or during a time of illness<\/li><li>Living Benefits: A compassionate advance and a disability benefit can provide valuable protection while you are alive<\/li><li>Single or Joint Coverage: Choose coverage for yourself only, for yourself and your spouse, and\/or for other family members<\/li><\/ul><p><strong>The Right Choice If You<\/strong><\/p><ul><li>Are a Canadian citizen or a Permanent resident\/landed immigrant who have been in Canada over 12 months<\/li><li>Are from age 0 to age 85<\/li><li>Want permanent life insurance coverage<\/li><li>Are financially secure and want to grow your wealth<\/li><li>Contribute the maximum to your RSP<\/li><li>Are nearing retirement and want to preserve your estate<\/li><\/ul><p>To apply, you will most likely need to complete a medical exam and answer health questions.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5caf420 primary-button-black content-button elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"5caf420\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b73febd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b73febd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b0c4bb4 hero-banner banner-y-30 img-flip-x\" data-id=\"b0c4bb4\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:151,&quot;url&quot;:&quot;https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/1920-629567166.jpg&quot;}],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2034164 elementor-widget__width-auto hero-banner-caption elementor-widget elementor-widget-heading\" data-id=\"2034164\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact Us Today!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8d0a561 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8d0a561\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3be1273\" data-id=\"3be1273\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab337a3 elementor-widget elementor-widget-shortcode\" data-id=\"ab337a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2164\" class=\"elementor elementor-2164\">\n\t\t\t\t\t\t<footer class=\"elementor-section elementor-top-section elementor-element elementor-element-d9ffb24 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d9ffb24\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-b2ae34f\" data-id=\"b2ae34f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6617221 elementor-widget elementor-widget-image\" data-id=\"6617221\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/elementor\/thumbs\/HARVEST-CAPITAL-p2i0x5s6e3ncr6v3q12e9cgdz5ya4d8e2xpm6hhmi6.png\" title=\"HARVEST CAPITAL\" alt=\"HARVEST CAPITAL\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<nav class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-271cd7e elementor-hidden-tablet elementor-hidden-phone\" data-id=\"271cd7e\" data-element_type=\"column\" data-e-type=\"column\" id=\"footer-nav\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8f5b299 elementor-absolute elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8f5b299\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2ca061 elementor-widget__width-auto elementor-widget elementor-widget-wp-widget-nav_menu\" data-id=\"a2ca061\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wp-widget-nav_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"menu-footer-nav-container\"><ul id=\"menu-footer-nav\" class=\"menu\"><li id=\"menu-item-472\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-472\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/\">Home<\/a><\/li>\n<li id=\"menu-item-474\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-474\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/about\/\">Who We Are<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-476\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-476\"><a href=\"#\">Sergio&#8217;s Bio<\/a><\/li>\n\t<li id=\"menu-item-477\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-477\"><a href=\"#\">Our Philosophy<\/a><\/li>\n\t<li id=\"menu-item-478\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-478\"><a href=\"#\">Testimonials<\/a><\/li>\n\t<li id=\"menu-item-479\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-479\"><a href=\"#\">Schedule A Meeting<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-1440\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1440\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/\">Services<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-483\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-483\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/\">Life Insurance<\/a><\/li>\n\t<li id=\"menu-item-2064\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2064\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/living-benefits-health-insurance\/\">Living Benefits &#038;<br>Health Insurance<\/a><\/li>\n\t<li id=\"menu-item-2063\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2063\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/travel-insurance\/\">Travel Insurance<\/a><\/li>\n\t<li id=\"menu-item-1827\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1827\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/retirement\/\">Retirement Planning<\/a><\/li>\n\t<li id=\"menu-item-482\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-482\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/financial-planning\/\">Financial Planning<\/a><\/li>\n\t<li id=\"menu-item-481\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-481\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/business-planning\/\">Business Planning<\/a><\/li>\n\t<li id=\"menu-item-480\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-480\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/disclaimers\/\">Legal Disclaimers<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-473\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-473\"><a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/contact\/\">Contact<\/a><\/li>\n<\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/nav>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-8b44734\" data-id=\"8b44734\" data-element_type=\"column\" data-e-type=\"column\" id=\"footer-social-column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c9b26c elementor-hidden-phone elementor-widget elementor-widget-text-editor\" data-id=\"4c9b26c\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"footer-social-header\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Follow Us<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58fcc13 elementor-shape-circle e-grid-align-left e-grid-align-mobile-center elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"58fcc13\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"footer-social\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-animation-pop elementor-repeater-item-219f3e1\" href=\"https:\/\/www.facebook.com\/Yourharvestcapital\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-facebook\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-twitter elementor-animation-pop elementor-repeater-item-812df42\" href=\"https:\/\/twitter.com\/capital_harvest\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Twitter<\/span>\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-twitter\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-animation-pop elementor-repeater-item-aeff2f1\" href=\"https:\/\/www.instagram.com\/yourharvestcapital\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span>\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-instagram\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-animation-pop elementor-repeater-item-8420182\" href=\"https:\/\/www.linkedin.com\/in\/sergio-m-fedullo-1a737516\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fab fa-linkedin\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2c6b1a elementor-align-right elementor-absolute elementor-widget elementor-widget-button\" data-id=\"c2c6b1a\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"back-to-top\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#header\" id=\"back-to-top\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/footer>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6dc8a70 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6dc8a70\" data-element_type=\"section\" data-e-type=\"section\" id=\"copyright-section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6142101\" data-id=\"6142101\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d70c29b copyright-text elementor-widget elementor-widget-text-editor\" data-id=\"d70c29b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"page\" title=\"Page 1\"><div class=\"section\"><div class=\"layoutArea\"><div class=\"column\"><p>Copyright \u00a9 2021 Harvest Capital. All rights reserved.<\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ac72b63\" data-id=\"ac72b63\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cb11bd6 copyright-links elementor-widget elementor-widget-text-editor\" data-id=\"cb11bd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"page\" title=\"Page 1\"><div class=\"section\"><div class=\"layoutArea\"><div class=\"column\"><div class=\"page\" title=\"Page 1\"><div class=\"section\"><div class=\"layoutArea\"><div class=\"column\"><p>Privacy Policy | Terms of Use | <a href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/disclaimers\/\">Legal<\/a><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Services Insurance Insurance Overview Coverage for Every Need and Budget.Choose from affordable, simple protection for a young family to permanent coverage that can help build and protect your wealth: Pay your final expenses, taxes, and any debts that you may have Provide an income for your family Ensure your family has the resources to maintain [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-17","page","type-page","status-publish","hentry","entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Life Insurance - www.harvestcapital.ca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Life Insurance - www.harvestcapital.ca\" \/>\n<meta property=\"og:description\" content=\"Services Insurance Insurance Overview Coverage for Every Need and Budget.Choose from affordable, simple protection for a young family to permanent coverage that can help build and protect your wealth: Pay your final expenses, taxes, and any debts that you may have Provide an income for your family Ensure your family has the resources to maintain [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"www.harvestcapital.ca\" \/>\n<meta property=\"article:modified_time\" content=\"2021-06-24T17:13:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/cropped-1040964930.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"15 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/insurance\\\/\",\"url\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/insurance\\\/\",\"name\":\"Life Insurance - www.harvestcapital.ca\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/cropped-1040964930.jpg\",\"datePublished\":\"2021-02-06T21:41:26+00:00\",\"dateModified\":\"2021-06-24T17:13:16+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/cropped-1040964930.jpg\",\"contentUrl\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/cropped-1040964930.jpg\",\"width\":1244,\"height\":1248,\"caption\":\"Shot of a mature businessman looking thoughtfully out of an office window\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Life Insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/#website\",\"url\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/\",\"name\":\"www.harvestcapital.ca\",\"description\":\"Sergio Fedullo\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/yourharvestcapital.com\\\/staging\\\/1843\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Life Insurance - www.harvestcapital.ca","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/","og_locale":"en_US","og_type":"article","og_title":"Life Insurance - www.harvestcapital.ca","og_description":"Services Insurance Insurance Overview Coverage for Every Need and Budget.Choose from affordable, simple protection for a young family to permanent coverage that can help build and protect your wealth: Pay your final expenses, taxes, and any debts that you may have Provide an income for your family Ensure your family has the resources to maintain [&hellip;]","og_url":"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/","og_site_name":"www.harvestcapital.ca","article_modified_time":"2021-06-24T17:13:16+00:00","og_image":[{"url":"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/cropped-1040964930.jpg","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"15 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/","url":"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/","name":"Life Insurance - www.harvestcapital.ca","isPartOf":{"@id":"https:\/\/yourharvestcapital.com\/staging\/1843\/#website"},"primaryImageOfPage":{"@id":"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/#primaryimage"},"image":{"@id":"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/cropped-1040964930.jpg","datePublished":"2021-02-06T21:41:26+00:00","dateModified":"2021-06-24T17:13:16+00:00","breadcrumb":{"@id":"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/#primaryimage","url":"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/cropped-1040964930.jpg","contentUrl":"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-content\/uploads\/2021\/02\/cropped-1040964930.jpg","width":1244,"height":1248,"caption":"Shot of a mature businessman looking thoughtfully out of an office window"},{"@type":"BreadcrumbList","@id":"https:\/\/yourharvestcapital.com\/staging\/1843\/insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/yourharvestcapital.com\/staging\/1843\/"},{"@type":"ListItem","position":2,"name":"Life Insurance"}]},{"@type":"WebSite","@id":"https:\/\/yourharvestcapital.com\/staging\/1843\/#website","url":"https:\/\/yourharvestcapital.com\/staging\/1843\/","name":"www.harvestcapital.ca","description":"Sergio Fedullo","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/yourharvestcapital.com\/staging\/1843\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-json\/wp\/v2\/pages\/17","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-json\/wp\/v2\/comments?post=17"}],"version-history":[{"count":304,"href":"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-json\/wp\/v2\/pages\/17\/revisions"}],"predecessor-version":[{"id":2811,"href":"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-json\/wp\/v2\/pages\/17\/revisions\/2811"}],"wp:attachment":[{"href":"https:\/\/yourharvestcapital.com\/staging\/1843\/wp-json\/wp\/v2\/media?parent=17"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}